Call Us Today!
(209) 524-1800
Home Page

Life Insurance


Life Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.


Life Insurance Information

There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.

Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.

In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.

But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified and licensed life insurance professional.

Icon Healthcare Reform

We make finding affordable insurance easy. We shop the market for the a provider who will both fit your needs and meet government requirements.

Do you know if your healthcare coverage meets all of your unique needs? We can review it for you to find out. Contact us and we will do our best to find you the most suitable provider today.

Read More ›
Icon Our Latest Blog
Read More ›
What People Are Saying

Carriers
Carriers
Carriers
Carriers
Carriers
  Ready to explore your healthcare options?
TD Gingerich Insurance Solutions, Inc. can help.
Get Started
Connect Facebook
Contact TD Gingerich Insurance Solutions, Inc.
817 Coffee Road #C2
Modesto, CA 95355

Phone: (209) 524-1800
Fax: (209) 524-1890
Disclaimer Please note that we cannot bind insurance via email, fax, or phone. Any quotes given are subject to underwriting guidelines by the respective insurance carriers. Any reference of coverage used are not intended to express legal opinion as to the nature of coverage, but rather just a brief generalization of coverages. Please read your policy for specific details of coverages.
      Insurance Websites Design